Continuing Care Retirement Communities - What Are They?
Continuing Care Retirement Communities (CCRCs) allow seniors to "age in place," with flexible accommodations that are designed to meet their health and housing needs as these needs change over time. Residents entering Continuing Care Retirement Communities sign a long-term contract that provides for housing, services and nursing care, usually all in one location, enabling seniors to remain in a familiar setting as they grow older.
Many seniors enter into a CCRC contract while they are healthy and active, knowing they will be able to stay in the same community and receive nursing care should this become necessary. Seniors who invest in a Continuing Care Retirement Community have adequately planned for housing and care for the remainder of their lives, and have the financial means to support it.
Continuing Care Retirement Communities are also known as:
• Continuing Care Retirement Facilities
• Life-Care Facilities
• Life-Care Communities
Continuing Care Retirement Communities offer service and housing packages that allow access to independent living, assisted living, and skilled nursing facilities. Seniors who are independent may live in a single-family home, apartment or condominium within the Continuing Care retirement complex. If they need help with activities of daily living (e.g., bathing, dressing, eating, etc.), they may be transferred to an assisted living or skilled nursing facility on the same site. Stays in assisted living or a skilled nursing facility may also be temporary in some cases, and once recovered from an illness or injury, the senior returns to their independent living residence. Seniors who choose to live in a Continuing Care Retirement Community find it reassuring that their long-term care needs will be met without the need to relocate.
Nonprofit organizations sponsor many Continuing Care Retirement Communities. These nonprofit agencies may set up communities that cater to affinity groups, such as religious organizations, fraternal orders, and ethnic groups. Other CCRCs are not affiliated with any one group. Examples of affinity group living are retirement communities that have been set up for Episcopalians, Jews, Christians, Baptists, Quakers, golfers, Masons and others.
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